Payment gateway for Tanzania

Accept payments on
your website & apps.

Integrate TemboPay once. Collect mobile money and cards via Selcom, then pay out your settled balance to mobile money. We take a small percentage per successful payment — you only pay when you get paid.

Signed webhooks HTTPS only Mobile money Selcom secured
Settlement TSh 2,480,000
TEMBOPAYBUSINESS · LIVE
TP
2557 •••• •••• 4821
CardholderA. MWANGA
Expires 12 / 28
Typical collect ~2%
Payment rails across Tanzania — mobile money · cards · TAN-QR ready
~2%
Typical collect fee
About TemboPay

A payment company for builders.

Drop TemboPay into your website, SaaS, or mobile app. Your customers pay with the wallets they already use. Funds land in your business balance after a transparent platform fee.

API & webhooks

HMAC-signed REST API, sandbox keys, and signed payment.completed webhooks for your backend.

No-code links

Share a payment link when you do not need a full integration — same Selcom rails underneath.

Pay when you get paid

A small percentage per successful collection. No monthly platform fee by default.

Selcom payouts

Move settled balance to your approved settlement MSISDN from the dashboard or via POST /api/v1/payouts.

Create business account
What you get

Everything to collect & settle.

Website & app checkout

Hosted checkout and Business API so your customers pay without leaving your funnel.

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Mobile money & cards

M-Pesa, Airtel Money, Mixx by Yas and cards via Selcom — customer PIN every time.

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Consent-first auto-pay

Recurring invoices with recorded consent; each renewal is a fresh customer-approved push.

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KYB & AML controls

TIN, beneficial owners, PEP declaration, risk tiers, and an AML review queue.

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Transparent % fees

Platform fee shown before charge. Typical collect rate around 1.5–2.5% by risk and volume.

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Developer API

Sandbox keys, HMAC signing, and signed webhooks for payment and subscription events.

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Business payouts

Send settled balance to your KYB settlement MSISDN over Selcom — with idempotent API calls and fee shown before you confirm.

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Payment links & QR

Share a hosted link or QR when you do not need a full integration — same Selcom rails, same ledger.

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Developer path

Five steps from signup to payout.

01

Register

Create a business account for your website or app.

02

Submit KYB

TIN, BRELA docs, beneficial owner NIDA, settlement MSISDN, PEP declaration.

03

Integrate

Use sandbox API keys, payment links, or hosted checkout — then listen for webhooks.

04

Go live

After KYB approval, switch to production and collect. Fee is a % of each success.

05

Get paid out

Send settled balance to your settlement MSISDN — from the dashboard or the Payouts API.

How TemboPay works

Clear steps from
signup to settlement.

01

Complete KYB

Submit TIN, incorporation docs, beneficial owner NIDA, settlement MSISDN, and PEP declaration.

02

Get API credentials

After admin KYB review, sandbox and production keys unlock business checkout and push.

03

Collect via Selcom

Hosted checkout or USSD push on mobile money and cards — TemboPay aggregates on Selcom.

04

Auto-pay with consent

Customer opts in → invoice → Request-to-Pay → PIN approve. Renewals never silently debit.

05

Pay out settled funds

Disburse to your approved settlement MSISDN from the dashboard or POST /api/v1/payouts with an Idempotency-Key.

06

Compliance plain language

Data hosted in Tanzania. We do not claim BOT licensing or PDPC registration in marketing.

07

Integrate in minutes

POST /api/v1/payments with HMAC headers; listen for signed payment.completed webhooks.

08

Reconcile every shilling

One ledger for collections, fees, and payouts — export transactions and match provider references.

Auto-pay spotlight

Consent → request →
approve.

Recorded consent

Exact terms, policy version, IP and time stored before the first charge.

Request-to-Pay

Each cycle creates a new Selcom push — customer PIN required.

Dunning days 0/1/3/7

Retry with notify, then grace and suspend — never silent recharge.

2FA for operators

Admins and business operators enroll two-factor authentication.

Complaints channel

Public CMP- references with acknowledgement and SLA due dates.

Tanzania hosting

Processing and storage stated for Tanzania residency in the Privacy Policy.

Simple pricing

You only pay when you get paid.

Integrate once. Collect on Selcom and pay out to mobile money. TemboPay takes a few percent per successful transaction — collect and payout fees are shown before anyone confirms.

Create business account
0
Typical collect fee
0
Monthly platform fee
0
Licensed rail (Selcom)
0
Payout API endpoints
0
Transaction retention
From the market

What businesses say.

Checkout and USSD push are straightforward. Customers approve on their phone — we never worry about silent deductions.
Asha Juma
Retail · Dar es Salaam
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